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Estimate your monthly mortgage payment and see exactly where your money goes. Unlike other calculators, we show you the full picture — principal, interest, taxes, insurance, and PMI — with no sales calls or spam.

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Minimum $10,000

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Loan Term
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%

National average: 1.10%

$/yr
$/mo
$/yr

Optional -- see how your payment compares to the 28% rule

Estimated Monthly Payment

$2,238.99

$26,867.90/year

  • Principal$241.07
  • Interest$1,575
  • Property Tax$320.83
  • Insurance$102.08
Loan amount$280K
Total interest paid$373.8K
Down payment$70,000 (20.0%)

Your Payment Breakdown

Principal
-- the portion that reduces your loan balance each month.
Interest
-- the cost of borrowing money from your lender.
Property Tax
-- collected by your local government, typically held in escrow.
Insurance
-- homeowner's insurance protecting your property.

Next step

Estimate Closing Costs

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Amortization

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