State-by-State Homebuyer Guides
Property taxes, insurance costs, and down payment assistance programs vary dramatically by state. Find your state below to see costs specific to where you plan to buy.
National Averages
Avg. Property Tax Rate
1.10%
Avg. Annual Insurance
$1,700
Avg. Closing Costs
3.00%
All state guides
Alabama
Tax Rate
0.37%
Insurance
$1,800
Closing
3.00%
Alaska
Tax Rate
0.98%
Insurance
$1,200
Closing
3.00%
Arizona
Tax Rate
0.51%
Insurance
$1,900
Closing
3.00%
Arkansas
Tax Rate
0.53%
Insurance
$2,100
Closing
3.00%
California
Tax Rate
0.62%
Insurance
$1,200
Closing
2.00%
Colorado
Tax Rate
0.49%
Insurance
$2,400
Closing
2.00%
Connecticut
Tax Rate
1.79%
Insurance
$1,700
Closing
4.00%
Delaware
Tax Rate
0.43%
Insurance
$1,100
Closing
4.00%
District of Columbia
Tax Rate
0.57%
Insurance
$1,400
Closing
4.00%
Florida
Tax Rate
0.80%
Insurance
$4,000
Closing
3.00%
Georgia
Tax Rate
0.72%
Insurance
$2,000
Closing
3.00%
Hawaii
Tax Rate
0.27%
Insurance
$1,100
Closing
3.00%
Idaho
Tax Rate
0.58%
Insurance
$1,200
Closing
3.00%
Illinois
Tax Rate
2.07%
Insurance
$1,800
Closing
3.00%
Indiana
Tax Rate
0.76%
Insurance
$1,400
Closing
2.00%
Iowa
Tax Rate
1.43%
Insurance
$1,500
Closing
3.00%
Kansas
Tax Rate
1.29%
Insurance
$2,800
Closing
3.00%
Kentucky
Tax Rate
0.72%
Insurance
$1,800
Closing
3.00%
Louisiana
Tax Rate
0.55%
Insurance
$3,600
Closing
3.00%
Maine
Tax Rate
1.09%
Insurance
$1,100
Closing
3.00%
Maryland
Tax Rate
0.87%
Insurance
$1,400
Closing
4.00%
Massachusetts
Tax Rate
1.04%
Insurance
$1,600
Closing
3.00%
Michigan
Tax Rate
1.38%
Insurance
$1,600
Closing
3.00%
Minnesota
Tax Rate
1.05%
Insurance
$1,800
Closing
3.00%
Mississippi
Tax Rate
0.65%
Insurance
$2,500
Closing
3.00%
Missouri
Tax Rate
0.88%
Insurance
$1,900
Closing
2.00%
Montana
Tax Rate
0.74%
Insurance
$1,600
Closing
3.00%
Nebraska
Tax Rate
1.65%
Insurance
$2,200
Closing
3.00%
Nevada
Tax Rate
0.48%
Insurance
$1,300
Closing
3.00%
New Hampshire
Tax Rate
1.86%
Insurance
$1,100
Closing
3.00%
New Jersey
Tax Rate
2.23%
Insurance
$1,300
Closing
4.00%
New Mexico
Tax Rate
0.68%
Insurance
$1,500
Closing
3.00%
New York
Tax Rate
1.40%
Insurance
$1,600
Closing
5.00%
North Carolina
Tax Rate
0.69%
Insurance
$1,700
Closing
3.00%
North Dakota
Tax Rate
0.94%
Insurance
$1,600
Closing
3.00%
Ohio
Tax Rate
1.36%
Insurance
$1,200
Closing
3.00%
Oklahoma
Tax Rate
0.74%
Insurance
$3,000
Closing
3.00%
Oregon
Tax Rate
0.82%
Insurance
$800
Closing
3.00%
Pennsylvania
Tax Rate
1.36%
Insurance
$1,200
Closing
3.00%
Rhode Island
Tax Rate
1.23%
Insurance
$1,700
Closing
3.00%
South Carolina
Tax Rate
0.50%
Insurance
$2,000
Closing
3.00%
South Dakota
Tax Rate
1.14%
Insurance
$2,000
Closing
3.00%
Tennessee
Tax Rate
0.56%
Insurance
$1,800
Closing
3.00%
Texas
Tax Rate
1.60%
Insurance
$3,200
Closing
3.00%
Utah
Tax Rate
0.52%
Insurance
$900
Closing
3.00%
Vermont
Tax Rate
1.83%
Insurance
$1,000
Closing
3.00%
Virginia
Tax Rate
0.75%
Insurance
$1,300
Closing
3.00%
Washington
Tax Rate
0.84%
Insurance
$1,000
Closing
3.00%
West Virginia
Tax Rate
0.49%
Insurance
$1,100
Closing
3.00%
Wisconsin
Tax Rate
1.61%
Insurance
$1,200
Closing
2.00%
Wyoming
Tax Rate
0.57%
Insurance
$1,400
Closing
3.00%